Mortgage Services in Calgary, AB

Gea Gillies is a mortgage professional in Calgary, AB providing a wide range of mortgage services to clients looking to purchase a home. Contact her to know more about the mortgage services she provides.

• Qualifying For A Mortgage

  The first step in obtaining a loan is to determine how much money you can borrow. In the case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, I will calculate your buying power, based on standard lender guidelines. Read More >>

• Renewing Your Mortgage

  Renewing your mortgage is as important a financial decision as selecting it in the first place. At renewal time, you are usually in a stronger financial position than when your mortgage term started and you certainly want that recognized. This is where your trusted Mortgage Professional can assess your situation, survey the options across the market, and make a recommendation in your best interests. Read More >>

• The Home Buying Process

  When you first decide you want to purchase a home, it is wise to get a pre-approval. The pre-approval will tell you how much of a mortgage you qualify for, ensuring you are looking at homes in your price range. As well, speaking with a mortgage professional will help you find out where you stand and if for some reason there are any issues you can deal with them right away before you find your dream home. Read More >>

• Understanding Credit

  Your beacon score is a credit scoring system creditors use to help determine whether or not to give you credit. Information about you and your credit experiences, such as your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and the age of your accounts. Using a statistical program, creditors compare this information to the credit performance of consumers with similar profiles. Read more >>